Any tips for someone who wants to start figure skating?

I need a place to ask some noobish questions and I was hoping I could freely ask them here. So I’ve been fascinated by figure skating since I was 12. I watched competitions on TV and loved to go ice skating. I’m always hesitant about trying new hobbies because it’s a completely new environment and I don’t know if I’ll be any good. It would help me if I already have some decent information. To start of I’m a 20 yo girl. Is age any issue? What can I expect for financial costs? Do I have to invest in expensive ice skates and what are the general costs? I don’t have a big budget since I’m a student so I was a bit afraid of the costs. Also, do you get flexible along the way? I’m fit but I wouldn’t say I’m flexible so… I’m expecting to almost break some bones and do some crazy shit. Or do they actually build it up gradually enough so I won’t have to crawl of the ice from falling all the time? Like really though…